Saving is quite important to have better control over your personal finance. You should learn how to save a certain portion of your income every month. You can use this money to build an emergency fund, put it in a savings account, pay off your debts or invest for getting profitable returns in future.7 Tips to save moneyFollow these 7 simple tips to save a substantial amount every month.1. Don’t build up debt on credit cards – Credit cards help you in a number of ways. However, you should know how to manage your credit cards so that you don’t build up debt. It is advisable to not use your cards for each and every purchase. Instead, use plastic money only to purchase big items that you can afford. Always try to pay off the outstanding balance at the end of each credit cycle.2. Get free samples of items – Several websites offer free samples of a variety of items. You can browse through the manufacturer’s websites in order to find the free samples of the items you require. You can also visit big stores to get such free products. This way you can save money, which in turn, will help you to manage your personal finance.3. Collect discount coupons – You can collect discount coupons by browsing through the company websites. You should also check your local newspapers to find such coupons. Collect these coupons and use them to get a significant discount on your purchased items.4. Save a percent of your monthly income – Try to save at least 10% of your income every month. One of the best ways to achieve this target is to set aside 10% of your income while planning your monthly budget.5. Make a shopping list before visiting a store – Many of you end up purchasing certain items you don’t require. In order to avoid this, always make a list before visiting a departmental store and don’t buy a single item that’s not on the list. If you make this habit, then it’ll help you to save money ad have better control over your personal finance.6. Try to buy items in bulk – While shopping your grocery items, try to purchase in bulk especially if it’s on sale. For example, if you require 8 packs of fruit juice and it is on sale, then it’s advisable that you buy 16 packs and don’t buy it in the next month.7. Buy items on sale – Check the items on sale before making a purchase. However, this doesn’t mean that you’ll buy each and everything that is on sale. Think twice before purchasing an item that is not on your list.Budgeting and saving money is the basic step in personal finance planning. After you’re able to save a portion of your monthly income, the next step is to invest it properly so that you’re able to meet your financial goals. If required, take suggestion from a financial advisor to know which type of investment will be best suitable for you.